Home Loans & Property Funding
Structure Your Home & Property Loans Smartly.
Finey India helps you compare and structure options for fresh home loans, loan against property, balance transfers and top-up requirements through partnered lenders.
Home Loan (HL)
Loan Against Property (LAP)
Balance Transfer & Top-Up
Share Your Requirement →
Interest rates, tenure and approval are entirely at the discretion of the respective bank/NBFC as per their policy.
Products We Guide On
HL · LAP · BT · Top-Up
Home Loan
- Fresh home loans for purchase of property
- Under-construction and ready properties (as per lender)
- Self-construction loans (case-to-case)
Property-Based Funding
- Loan Against Property (LAP)
- Home Loan Balance Transfer (takeover)
- Top-up loans on existing HL/LAP
Basic Eligibility View
Salaried · Self-Employed
Salaried Individuals
- Stable job with regular salary credits
- Income as per lender norms for required loan
- Acceptable credit history and existing obligations
Self-Employed
- Business vintage and turnover as per policy
- ITR/financials supporting loan amount
- Property documents and valuation as per lender
Common Questions
FAQs
Can I reduce my interest rate on existing home loan?
Often yes, via balance transfer or internal repricing as per lender policy.
What is LAP used for?
LAP can be used for business, education, consolidation and other legitimate purposes.
How much loan will I get?
Depends on property value, your income and internal policies of each lender.
Does Finey charge a fee?
Finey may charge professional fees for advisory and documentation, which is discussed upfront.
Looking for a new home loan or better terms?
Share your basic details and current status for a structured discussion.
Share your basic details and current status for a structured discussion.
Share Requirement
Get Home & Property Loan Guidance
Fill these quick details to help Finey understand your requirement.